Unlock Cash Flow.
Automate Yield.

The next generation of RWA Tokenization. Institutional-grade invoice financing for SMEs, high-yield opportunities for DeFi investors.

The Vaultiq Protocol

Our automated pipeline transforms real-world invoices into liquid on-chain assets with zero-knowledge of privacy-preserving metadata.

Smart Onboarding

SMEs upload invoices. Our OCR engine extracts critical data for verification.

Immutable Storage

Metadata is anchored to IPFS, creating a permanent, tamper-proof audit trail.

RWA Tokenization

Invoices are minted as unique NFTs, representing a legal claim on future cash flow.

Yield Generation

Investors provide liquidity for discounted invoices and earn high-fidelity yield.

Access the Protocol

Sign up or log in to your specialized portal to begin tokenizing or investing.

Investors

Put your capital to work. Fund verified invoices and earn premium yield backed by real-world assets.

SMEs

Unlock your cash flow. Convert pending invoices into immediate working capital in minutes.

Why Vaultiq?

Traditional factoring is broken, slow, and expensive. Vaultiq leverages the transparency of Ethereum and decentralized infrastructure to deliver a new standard for business financing.

Instant Capital Injection

SMEs no longer wait 30-90 days for payments. Unlock USDC in minutes based on verified invoice assets.

Democratized P2P Factoring

Anyone can become an 'Invoice Factor.' Earn institutional-grade yield backed by real economic activity.

AI-Verified Verification

Automated OCR extraction and IPFS-anchored audit trails eliminate manual entry errors and ensure data integrity.

Protocol Stats

Verification Time
< 2 mins
Avg. Yield (APR)
12-18%
RWA Backing
100% Invoices
Settlement
Instant